Financial Services

Security testing built for PCI DSS 4.0 and the regulators who come next

Financial services faces nation-state threats at the highest rate of any sector, yet ranks in the middle of the pack on remediation speed. That gap is the risk.
PCI DSS, SOC 2, ISO 27001, EU CRA Certified
PROVEN RESULTS

24 hrs

Pentest launch

500+

Expert pentesters

Leader

GigaOm Radar
Report for PTaaS

#1

G2 Penetration
Testing Tools
THE COBALT ADVANTAGE

The compliance bar just got higher.
Your pentest cadence needs to match.

PCI DSS 4.0 doesn’t care that you tested last year

Req 11.3 requires continuous, targeted risk analysis. Regulators want proof of ongoing control, not an annual report.
With Cobalt
Audit-ready reports mapped to PCI DSS, SOC 2, ISO 27001, and EU CRA. No manual reformatting, every engagement.

High-risk findings sit open for 50 days on average

The average high-risk finding in FinTech services sits open for 50 days. Nation-state actors are targeting this sector more than any other. That's not a compliance problem. It's an exposure window.
With Cobalt
Findings go directly to Jira on discovery. Free retesting with a seven-day SLA. No PDF-to-ticket translation layer.

AI models and payment APIs are outpacing your pentest coverage

AI/LLM assets carry high-risk vulnerabilities at 2.7x the rate of traditional software. Annual pentests weren't built for this surface.
With Cobalt
Cobalt Core pentesters with AI/LLM and payment API expertise test the assets your annual program isn't built to cover. CREST-certified, available on demand.
What You Get

Build an impactful offensive security program

Whether you have a 50-person security organization, or you are the security team, agentic PTaaS scales to match your reality. Every role gets the outcome that matters most.

Launch in 24 hours

No six-week lead time. Active testing starts the next day.

Findings in your workflow

Direct to Jira, GitHub, or ServiceNow on discovery.

Compliance-ready output

PCI DSS 4.0, SOC 2, ISO 27001, EU CRA. No reformatting.

Free retesting, 7-day SLA

Every fix validated. No separate engagement required.

CREST-certified expertise

500+ pentesters with an average of 11 years experience plus a 5% acceptance rate.

Continuous cadence

Continuous coverage, not annual snapshots. The model that closes critical findings 4.5x faster.
COBALT PLATFORM

Streamline pentest planning, execution, and remediation with a unified platform built for modern security teams.

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CASE STUDIES

How FinTech cybersecurity services help close the gap between compliance and security

A national accounting and wealth management firm cut pentesting costs by 44% and reduced scheduling from weeks to a single day. Security went from a project bottleneck to a development partner.
Accounting & Wealth Management Firm
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Santa Cruz County Bank needed board-ready reporting and auditor-compliant pentester rotation. Cobalt delivered both, with findings detailed enough to share directly with their Board of Directors.
Financial services and insurance test AI the most. Remediation is only average.
The 2026 State of Pentesting in Financial Services and Insurance Industries analysis found these sectors test AI applications more than others, with the lowest AI incident rate industry-wide. Remediation doesn't match that discipline: the time to resolve half of all high-risk findings sits at 55 days, mid-pack among all sectors.
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RESOURCES

The latest from Cobalt

GET STARTED

See what your pentest program looks like with Cobalt.

Cobalt offers FinTech cybersecurity services that enable organizations to launch their first pentest in 24 hours and see high-risk findings in the first week.
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